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All non refundable credit amounts (other than the newly, three tiered donation credit) are calculated at the lowest federal bracket rate, which is 15 per cent. So, for example, the basic personal amount is worth $1,745 ($11,635 X 15 per cent) in reduced federal tax. This also means that if your income is less than $11,635, you won pay any federal tax since the tax rate of 15 per cent is equal to the credit rate.Farewell 2016 and tax credits: Canadians will ring in the new year with federal, provincial changesHere's a look back at some of the best personal finance and economics books of 2016Canada Pension Plan contributionsWhile CPP rates aren changing (4.95 per cent for employees and double that 9.9 per cent if you self employed), the maximum pensionable earnings for 2017 is set at $55,300, which is up from $54,900 in 2016.

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