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I worry that we are so distracted that our productivity and our economy suffers. Having said that, here's a thank you to those worrying on our behalf about the political state of the world. The Facebook summary, here a longer explanation. Of that, I consider 143 million to be severely affected due to their social security number being part of the list of stolen data points.There seems to be a "fine per account stolen" metric The average fine per account stolen is around 5 dollars and 32 cents per account in case of Target and Home Depot, and the fine is remarkably close in both cases with just a one cent difference amounting to a rounding error. This suggests that the "fine per account" metric was probably considered and will likely be considered in future cases, including Equifax.Equifax penalty scenarios If we assume the most optimistic scenario where Equifax pays just the same minor amount per account stolen that both Target and Home Depot paid, the company would walk away with a roughly $1B penalty.If we treat the social security numbers stolen as more serious data breaches and add a 100% premium to their fines, plus add a 100% surcharge to the basic $5.32 fine per account for Equifax being a financial institution whose core business revolves around collecting and analyzing data, we get $15.96 per serious account breached (where a social security number was stolen) and $10.64 per account where minor data was stolen ("just" the credit card details, for example). This way, the total fine would be $2.75B, or $14.71 per each of the 187 million accounts affected.
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